Financing & Payments

At Smiles at Murphy, we offer a variety of financing and payment options, to ensure you can get the best dental services you need.  Please read below to see our insurance and financing policies.

Dental Insurance Plans

We file insurance claims electronically for all patients. These are just a few insurance plans that we proudly honor and  accept:

  • Aetna
  • Assurant
  • Blue Cross Blue Shield
  • Cigna
  • Delta Dental
  • Comp net/Humana
  • Principal mutual
  • United Concordia
  • Met life
  • Guardian
  • UnitedHealthcare
  • Unicare

We will work with you to ensure that your receive the maximum benefits to which you are entitled.  For major treatment it is sometimes necessary to submit a predetermination to the insurance company in order to assure that the recommended procedures are covered.

Dental Payment Options

While we believe in giving you lots of choices, there’s one you shouldn’t have to make: deciding between the dental health care you need and the dental health care you can afford. So we’ll sit down with you to figure out which payment option makes sense for you for the dental services you need.

For that portion of costs not covered by insurance, we offer a variety of payment options including:

  • Cash or Personal Check
  • Credit Card (Visa, MasterCard, Discover)
  • Easy online process
  • No interest financing
  • 18 and 24 month financing options
  • Extended payment plans
  • Instant credit decisions with no down payment